Sweet, Sweet Summer-Line

5.99% APR* for the first 12 months Personal Line of Credit

Imagine this, you're sipping fresh lemonade in the warmth of sunshine.  Whether in your new backyard oasis or on a beach vacation, Scient's Personal Line of Credit (PLOC) can make it happen for you! 

When you open with us, you will have access to funds anytime you need them. Plus, with a revolving line of credit, if your needs or wants change, money can be available without having to apply for a new loan. The possibilities are endless. 

You can borrow for just 5.99% APR* for the first 12 months. How sweet is that? Open yours today while you're sipping your lemonade. This summer is going to be made easier, and more fun, thanks to Scient. 

*APR = Annual Percentage Rate. This is a revolving line of credit. There will be an introductory APR of 5.99% for the first 12 months from the account opening date for qualifying members with a credit score of 720 or above. After the first 12 months, your rate will increase to a minimum of Prime plus 4.99%, but no higher than 18.00%. Your rate will be based upon adding a margin to the Prime Rate depending upon your credit score. The current Prime Rate is 3.25% as of March 16, 2020. Minimum line of credit is $5,000. Maximum line of credit is $35,000.00 based on your credit score. There is an annual fee of $25.00 which is waived for the first year. Other fees and charges may apply. This credit union is federally insured by the National Credit Union Administration.

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