Scient’s Executive Reserve Account (ERA) is a line of credit loan that can be used as overdraft protection or to obtain funds.
- If an overdraft occurs in your checking account and you don’t have enough to cover it in your share savings account, a free transfer can happen automatically from your ERA
- Minimum loan amount of $500, maximum of $100,000
- Obtain funds from your ERA by coming into a service center for a loan advance or do a transfer through online banking
- Monthly payment is $20.00 or 2% of outstanding balance, whichever is greater
|Term||Annual Percentage Rate (APR)||How to apply|
|Executive Reserve Account/Line of Credit||Revolving||As low as 12.00% APR*||Apply Now|
|*APR = Annual Percentage Rate. Rates subject to change without notice. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Fees and charges may apply.|
You and Your Credit
Knowing where your credit stands is a great first step when applying for any loan. Request your free annual credit report using the link below. Looking to improve your credit or need some financial guidance? Check out our resources by clicking on Financial Wellness.