Home Equity Line of Credit

Open the door to possibility with a Scient Home Equity Line of Credit and start checking off some of the big projects on your to-do list.

A Home Equity Loan with a low introductory rate for 24 months is the smart way to finance your dreams.

For a limited time with a HELOC at Scient, you get:

  • 3.99% APR* for 24 months with $10,000 minimum draw at closing
  • No Closing Costs
  • Minimum Payments (Interest-only during draw period)
  • Revolving Credit Limit (Draw funds as needed)
  • No pre-payment penalty

Opportunity is knocking; what are you going to do?

Apply Online


*APR = Annual Percentage Rate. 10-year draw period. Promotional rate is good online or in person for qualifying members with a credit score of 680 or above. Promotional rate will apply for 24 months from loan opening date. After that period, rate will increase to current rate of as low as Prime Rate minus 0.50% OR floor of 3.00%, whichever is greater. After promotional period, rate will never go below 3.00% and will never go above 18.00%. Current Prime Rate is 5.25% as of August 1,2019. Primary Residences only. Up to 80% Total Loan-to-Value for qualified loan. $250,000 maximum. All loans are subject to credit approval. Your overall creditworthiness may determine interest rate available to you. Offer valid July 9 – September 3, 2019. †Fees and charges may apply. This credit union is federally insured by the National Credit Union Administration and is an Equal Housing Lender.