Home Equity Line of Credit


Rates as low as 2.99% APR* for 18 months with $10,000 draw at closing!

  • Revolving credit limit based on available equity in your home
  • Minimum payments, interest-only during draw period
  • Draw funds as needed, typically by check
  • Variable interest rate based on Prime Rate
  • No closing costs
  • Interest usually tax-deductible
  • Annual Percentage Rate (APR) as low as 3.00%
  • Up to 100% total loan-to-value


*APR = Annual Percentage Rate. 10-year draw period. The promotional rate is good online or in person for qualifying members with a credit score of 680 or above. Promotional rate will apply for 18 months from the loan opening date. After that period, rate will increase to the current rate of as low as the Prime Rate minus 0.50% OR  floor of 3.00%, whichever is greater. After the promotional period, rate will never go below 3.00% and will never go above 18.00%. Current Prime Rate is 4.25% as of June 20, 2017. Primary Residences only. Up to 80% Total Loan-to-Value for qualified loan. $250,000 maximum. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Offer valid July 1 – September 5, 2017. †Fees and charges may apply.