Home Equity Loans

Home Equity Loan - Starts at 2.875% APR*

Scient’s Home Equity Loan lets you tackle your to-do list using the equity in your home. Unlike our Home Equity Line of Credit, our Home Equity Loan provides a one-time payout with predictable fixed payments.

  • Minimum loan amount of $10,000
  • Variety of terms available
  • Receive the full loan amount at once
  • Fixed monthly payments for the life of the loan
  • Can be used for debt consolidation, home improvements, education, or any other consumer purpose
  • Learn more about Home Equity Loans


 TermsAnnual Percentage Rate (APR) How to apply
Fixed-Rate LoanVarious terms availableView RatesUp to 100% loan-to-valueApply Now
Rates subject to change without notice. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Fees and charges may apply.

You and Your Credit
Knowing where your credit stands is a great first step when applying for any loan. Request your free annual credit report using the link below. Looking to improve your credit or need some financial guidance? Check out our resources by clicking on Financial Wellness.

Free Credit Report 300dpi       Financial Wellness 300dpi



Scient Service Centers will be closed Monday, May 29 in observance of Memorial Day.