Home Equity Loans

You deserve to thrive this year! Take advantage of our Home Equity Loan options and get a fixed rate of 2.875% APR* for 5 years!

Unlike our Home Equity Line of Credit, our Home Equity Loan provides a one-time payout with predictable fixed payments. Plus, get: 

  • $10,000 Minimum Loan Amount
  • No Pre-payment Penalty
  • Fixed Monthly Payments
  • Variety of terms available
  • Receive the full loan amount at once
  • Can be used for debt consolidation, home improvements, education, or any other consumer purpose

 Learn more about Home Equity Loans

Apply Online

 

*APR = Annual Percentage Rate. Promotional rate for qualifying members with a credit score of 680 or above. APR may be higher due to per diem interest. For example, a $10,000, 5-year fixed loan at 2.875% will have a principal and interest payment of $179.13 and APR of 2.94% (assuming 20 days of interest at $0.7986/day = $15.97 of per diem interest). The promotional rates are good January 8 – February 28, 2018, online or in person. Up to 80% LTV/CLTV for qualified loan. $250,000 maximum loan amount. Primary Residence only. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Fees and charges may apply. Rates, terms and conditions are subject to change. See credit union for further details. This credit union is federally insured by the National Credit Union Administration and is an Equal Housing Lender

You and Your Credit
Knowing where your credit stands is a great first step when applying for any loan. Request your free annual credit report using the link below. Looking to improve your credit or need some financial guidance? Check out our resources by clicking on Financial Wellness.

Free Credit Report       Financial Wellness