Money Market Accounts

Regular Money Market Account

Scient’s free Money Market Account provides higher interest than standard savings accounts– without tying up your money.

  • Liquid: transfer, withdrawal, and deposit whenever you want without penalty
  • Tiered interest rates- the more you save, the more interest you’ll earn
  • No minimum balance to open
  • Manage your funds through mobile and online banking
  • No risk, guaranteed earnings
ProductDividend RateAnnual Percentage Yield (APY)Minimum BalanceHow to Open
Money Market0.05%0.05%$ 0 - 2,499.99Open Now
Open Now
0.15%0.15%$ 2,500 - $ 24,999.99
0.20%0.20%$ 25,000 - $ 74,999.99
0.30%0.30%$ 75,000 - $ 249,999.99
0.45%0.45%$ 250,000 and up
Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.


Premium Money Market Account

You’ve worked hard for your money and now it is time to let it work for you. Scient is happy to introduce the new Premium Money Market Account. This account offers higher earnings with a tiered structure to provide you with the most benefit on your funds. 

ProductDividend RateAnnual Percentage Yield (APY)Minimum Balance TiersHow to Open
Premium Money Market0.05%0.05%$ 0 - 2,499.99Open Now
Open Now
0.10%0.10%$ 2,500 - $ 24,999.99
0.45%0.45%$ 25,000 - $ 99,999.99
1.69%1.70%$ 100,000 - $ 249,999.99
0.25%0.25%$ 250,000 and up