Helping you achieve your financial dreams
Scient Federal Credit Union’s Passport Lending Benefit helps recently relocated professionals gain access to credit cards and auto loans and to establish a credit history in the United States1.
Visa® Platinum Credit Card
- Guaranteed approval2
- No annual fee
- 25-day grace period on purchases
- Rewards option available
New & Used Auto Loans
- Guaranteed approval3
- No application fee
All Scient members receive:
- Great member service
- Fast approvals
- Competitive interest rates
- Convenient payment terms and options
Fixed-rate personal loans also available.
1 Based on recently relocated professionals with no credit profile in the United States. Scient Federal Credit Union will underwrite and price at a credit score of 680 for the requested product. Must meet program guidelines and provide offer letter/contract, proof of minimum annual compensation requirement, and/or established employment history. Scient Federal Credit Union membership required.
2 Maximum credit limit of 5% of verified salary. Credit line may be reviewed after fifteen (15) months of account/payment history for potential increase, based on establishment of good credit profile.
3 Term up to 60 months, not to exceed 100% loan-to-value.