Personal Line of Credit

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Get a handle on your bills and consolidate your debt with a Personal Line of Credit. Have other financial goals this year? Whatever your aspirations are for 2020, from moving expenses to large purchases, to anything in-between, cover it all with a Personal Line of Credit.

With our Personal Line of Credit, members get:

  • 5.99% APR* for the first 12 months
  • Revolving credit (draw funds as needed)
  • No origination fee
  • No annual fee (for the first year) 
  • Quick Approval (funds available in two days)

*APR = Annual Percentage Rate. This is a revolving line of credit. There will be an introductory APR of 5.99% for the first 12 months from the account opening date for qualifying members with a credit score of 720 or above. After the first 12 months, your rate will increase to a minimum of Prime plus 4.99%, but no higher than 18.00%. Your rate will be based upon adding a margin to the Prime Rate depending upon your credit score. The current Prime Rate is 3.25% as of March 16, 2020. Minimum line of credit is $5,000. Maximum line of credit is $35,000.00 based on your credit score. There is an annual fee of $25.00 which is waived for the first year. Other fees and charges may apply. This credit union is federally insured by the National Credit Union Administration.