Personal Loan

A Signature Personal Loan with Scient Federal Credit Union is an affordable way to finance your goals. Use it to consolidate debt, pay for your child’s wedding, make home repairs, take a dream vacation or anything else you may need. The options are endless! 

For a limited time, we’re giving you the opportunity to win a weekend getaway with your loan approval!2

Enjoy a stress-free application and approval process with no origination fee, no pre-payment penalty, no payments for 90 days, and quick, 2-day approvals! 1

Plus, you’ll get an awesome rate as low as 5.99% APR* so you can stress less while you enjoy the sand between your toes. 



With a Scient Signature Loan you’ll get:

• Flexibility to use your loan for whatever you need
• Variety of terms available
• Fixed rates
• Quick approvals
• Competitive rates
• Various loan payment options available

*APR = Annual Percentage Rate. 5.99% APR offered for credit scores 800 or higher on a 60-month Signature Loan. The monthly payment on a $10,000 60-month Signature Loan at 5.99% APR is $193.28. 9.99% APR offered for credit scores 760 or higher on a 60-month Signature Loan. The monthly payment on a $10,000 60-month Signature Loan at 9.99% APR is $212.42. First three monthly payments will be deferred for those who qualify. Interest for those first three months will still accrue on a daily basis. 1Funds should be made available within (2) business days after loan is approved if all required loan documents are received. Offer expires August 31, 2019. Rate may vary and will be determined by your credit score. 2 The SFCU member will receive one (1) entry when he/she opens a Personal Loan between May 10, 2019 and August 31, 2019. One (1) cash prize valued at $2,000 will be awarded. Click here or see credit union for a complete set of rules. Other restrictions may apply.

On Monday, May 27, Scient Service Centers will be closed for Memorial Day Day. You can access your account at any time through Online Banking or our Mobile App.