Rates

View Loan Rates 

*Rates effective:  10/23/2017

Share Savings Accounts
ProductDividend RateAnnual Percentage Yield (APY)Minimum BalanceHow to Open
Share Savings0.05%0.05%$5Open Now
Open Now
Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.
Checking Accounts
Money Market Accounts
ProductDividend RateAnnual Percentage Yield (APY)Minimum BalanceHow to Open
Money Market0.05%0.05%$ 0 - 2,499.99Open Now
Open Now
0.15%0.15%$ 2,500 - $ 24,999.99
0.20%0.20%$ 25,000 - $ 74,999.99
0.30%0.30%$ 75,000 - $ 249,999.99
0.45%0.45%$ 250,000 and up
Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.
ProductRateAnnual Percentage Yield (APY)Minimum Balance Tiers
0.20%0.20%$ 250,000 and up
Premium Money Market0.01%0.01%$ 0 - 2,499.99
0.05%0.05%$ 2,500 - $ 24,999.99
0.45%0.45%$ 25,000 - $ 99,999.99
1.10%1.10%$ 100,000 - $ 249,999.99
Minimum amount to open a Premium Money Market Account is $25,000. Limit one Premium Money Market account per Social Security number. Interest earned is based on Average Daily Balance for the month. The Premium Money Market account is a split rate tiered savings account where you earn the stated Annual Percentage Yield (APY) only for the account balance within each tier. Dividends are calculated by the average daily balance method that applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the calendar month. Other terms and conditions may apply.
Club Accounts
ProductDividend RateAnnual Percentage Yield (APY)Minimum BalanceHow to Open
Club Account0.05%0.05%$0Open Now
Open Now
Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.
Share Certificates
 

Share Certificates - Regular Rates

TermDividendAPY*Min. BalanceHow to Open
3 Month0.05%0.05%$500Call us at 1.877.860.6928 or
Email Us
6 Month0.10%0.10%$500Call us at 1.877.860.6928 or
Email Us
9 Month 0.15% 0.15%$500Call us at 1.877.860.6928 or
Email Us
12 Month0.25%0.25%$500Call us at 1.877.860.6928 or
Email Us
24 Month0.45%0.45%$500Call us at 1.877.860.6928 or
Email Us
36 Month0.94%0.94%$500Call us at 1.877.860.6928 or
Email Us
48 Month1.09%1.10%$500Call us at 1.877.860.6928 or
Email Us
60 Month1.29%1.30%$500Call us at 1.877.860.6928 or
Email Us
*APY=Annual Percentage Yield. Rates subject to change without notice. Penalty for early withdrawals on certificates. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.
IRA Share Certificates
TermDividend RateAnnual Percentage Yield (APY)Minimum BalanceHow to Open
12 Month0.40%0.40%$ 500Contact Us
24 Month0.60%0.60%$ 500Contact Us
36 Month1.14%1.15%$ 500Contact Us
48 Month 1.34%1.35%$ 500Contact Us
60 Month1.59%1.60%$ 500Contact Us
Available as Traditional, Roth or Educational/Coverdell
Rates subject to change without notice. Penalty for early withdrawals on certificates. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.
IRA Share Savings Accounts
ProductDividend RateAnnual Percentage Yield (APY)Minimum BalanceHow to Open
Traditional IRA Share Savings0.10%0.10%$0Contact Us
Roth IRA Share Savings0.10%0.10%$0Contact Us
Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.
Coverdell Education Share Savings Accounts
ProductDividend RateAnnual Percentage Yield (APY)Minimum BalanceHow to Open
Coverdell Educational Share Savings0.10%0.10%$0Contact Us
Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.