Rates

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Rates effective: April 24, 2014

Share Savings Accounts
 
Dividend Rate
Annual Percentage Yield (APY)
Minimum Balance
How to Open
Share Savings0.05%0.05%$5Open Now
Open Now
Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

Checking Accounts
 
Dividend Rate
Annual Percentage Yield (APY)
Minimum Balance
How to Open
Checking0.00%0.00%$0Open Now
Open Now
Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

Money Market Accounts
 
Dividend Rate
Annual Percentage Yield (APY)
Minimum Balance
How to Open
Money Market0.05%0.05%$ 0 - 2,499.99Open Now
Open Now
0.15%0.15%$ 2,500 - $ 24,999.99
0.25%0.25%$ 25,000 - $ 74,999.99
0.35%0.35%$ 75,000 - $ 249,999.99
0.55%0.55%$ 250,000 and up
Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

Club Accounts
 
Dividend Rate
Annual Percentage Yield (APY)
Minimum Balance
How to Open
Club Account0.05%0.05%$0Open Now
Open Now
Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

Share Certificates
Term
Dividend Rate
Annual Percentage Yield (APY)
Minimum Balance
How to Open
6 Month0.10%0.10%$ 500Contact Us
12 Month0.25%0.25%$ 500Contact Us
24 Month0.45%0.45%$ 500Contact Us
36 Month0.94%0.94%$ 500Contact Us
48 Month1.09%1.10%$ 500Contact Us
60 Month1.29%1.30%$ 500Contact Us
Rates subject to change without notice. Penalty for early withdrawals on certificates. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

Step Up Share Certificates
Term
Dividend Rate
Annual Percentage Yield (APY)
Minimum Balance
How to Open
24 Month0.35%0.35%$ 500Contact Us
36 Month0.84%0.84%$ 500Contact Us
48 Month0.99%0.99%$ 500Contact Us
60 Month1.19%1.20%$ 500Contact Us
Automatically “Steps Up” to the higher rate of same certificate (if applicable) halfway to maturity date
Rates subject to change without notice. Penalty for early withdrawals on certificates. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

IRA Share Certificates
Term
Dividend Rate
Annual Percentage Yield (APY)
Minimum Balance
How to Open
12 Month0.40%0.40%$ 500Contact Us
24 Month0.60%0.60%$ 500Contact Us
36 Month1.14%1.15%$ 500Contact Us
48 month *SPECIAL OFFER, LIMITED TIME ONLY*1.44%1.45%$ 500Contact Us
60 Month1.59%1.60%$ 500Contact Us
Available as Traditional, Roth or Educational/Coverdell
Rates subject to change without notice. Penalty for early withdrawals on certificates. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

Step Up IRA Share Certificates
Term
Dividend Rate
Annual Percentage Yield (APY)
Minimum Balance
How to Open
36 Month1.04%1.04%$ 500Contact Us
*LIMITED TIME* 36 Month1.24%1.25%$1,000 (max $50,000)Contact Us
48 Month1.24%1.25%$ 500Contact Us
60 Month1.49%1.50%$ 500Contact Us
Available as Traditional, Roth or Educational/Coverdell.
Automatically “Steps Up” to the higher rate of same certificate (if applicable) halfway to maturity
Rates subject to change without notice. Penalty for early withdrawals on certificates. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

IRA Share Savings Accounts
 
Dividend Rate
Annual Percentage Yield (APY)
Minimum Balance
How to Open
Traditional IRA Share Savings0.10%0.10%$0Contact Us
Roth IRA Share Savings0.10%0.10%$0Contact Us
Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

Coverdell Education Share Savings Accounts
 
Dividend Rate
Annual Percentage Yield (APY)
Minimum Balance
How to Open
Coverdell Educational Share Savings0.10%0.10%$0Contact Us
Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.