Roth IRA

Contributions to a Roth IRA are made with money that’s already been taxed, allowing you to withdraw funds without having to worry about paying taxes on contributions.

Rates and conditions differ depending on the type of account you choose:

Roth IRA
Share Savings
Roth IRA
Share Certificate
  • No minimum balance requirement
  • Withdrawal and deposit
    without penalty
  • Dividends are paid and compounded monthly
  • Typically has a lower interest rate than the Share Certificate option
  • Minimum deposit of $500 required
  • 12-60 month terms available
  • Contribute up to $5,500 per year. Additional $1,000 contribution is allowed for those over 50
  • Early withdrawal penalty applies unless you are 591/2 or older
  • Unlike a Traditional IRA, a Roth IRA doesn’t require you to begin withdrawing money by a certain age
 Current Rates  Rates & Terms














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IRS – Roth IRAs

Looking for other options?
Traditional IRA
Coverdell Education Savings Account

Consult a tax advisor to determine what option is best for you.