Signature Loans

Same day approval and funds within 2 days.**

A Signature Loan with Scient Federal Credit Union is an affordable way to finance your goals. Use it to consolidate debt, pay for your child’s wedding, make home repairs, or anything else you may need. The options are endless!

  • Flexibility to use your loan for whatever you need
  • Variety of terms available
  • Fixed rates
  • Quick approvals
  • Competitive rates
  • Various loan payment options available
 TermAnnual Percentage Rate (APR)How to apply
Signature LoanUp to 60 monthsAs low as 10.99% APRApply Now
*APR = Annual Percentage Rate. 10.99% APR offered for credit scores 760 or higher on a 60-month Signature Loan. The monthly payment on a $10,000 60-month Signature Loan at 10.99% APR is $217.37. 11.39% APR offered for credit scores 720–759 on a 60-month Signature Loan. The monthly payment on a $10,000 60-month Signature Loan at 11.39% APR is $219.37. 11.89% APR offered for credit scores 680–719 on a 60-month Signature Loan. The monthly payment on a $10,000 60-month Signature loan at 11.89% is $221.89. Maximum loan amount is $15,000. Offer expires February 28, 2019. Rate may vary and will be determined by your credit score. Other restrictions may apply.

**Same day approval on applications received before 2:00 PM. Applications received after that time will be processed and approved the following business day. Funds should be made available within two (2) business days if all required loan documents are received before 2:00 PM. Documents received after that time will take an additional business day to process. Rates may vary and will be determined by your credit score. Other restrictions may apply. Loans already financed with Scient Federal Credit Union are not eligible. Federally insured by NCUA.

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Questions?
Contact Us or find a Scient Service Center


You and Your Credit

Knowing where your credit stands is a great first step when applying for any loan. Request your free annual credit report using the link below. Looking to improve your credit or need some financial guidance? Check out our resources by clicking on Financial Wellness.

Free Credit Report       Financial Wellness


On February 17, Online Banking may be unavailable from 2:00am - 6:00am EST due to scheduled maintenance. On Monday, February 18, Scient Service Centers will be closed for Presidents' Day.