We’re Celebrating You, NY!

Join us as we celebrate you! 

Thank you for being a valued member of Scient Federal Credit Union! To show our appreciation, we are celebrating International Credit Union Day on Thursday, October 19 from 12 – 2 pm at in the Cafe at Pfizer NYHQ!

You could win $500! Tell us you Scient story on Facebook with the hashtag #DreamsThriveHere and you’ll be entered to win.* We’re excited to hear what you have to say! 

While you are there, be sure to take advantage of our awesome promotional deals for THIS WEEK ONLY!

 

Home Equity

3.75%APR1 10-year fixed up to $250,000

First Mortgage

You’ll save $4992 with no obligation fee

Auto Refinance

1.99% APR3 for 48 months
2.49% APR
3 for 60 months
on 2014 or newer models

Share Certificates

1.60% APY4 for 16 months on balances up to $16,000
1.25% APY
5 for 4 months on balances up to $10,000
on new and existing money

Refer a Friend

Refer a friend or family member to join Scient FCU, and you’ll both get $50!6

 

 

*Read full contest rules here

Home Equity
1) APR = Annual Percentage Rate. Promotional rate for qualifying members with a credit score of 680 or above. APR may be higher due to per diem interest. For example, a $10,000, 10-year fixed loan at 3.75% will have a principal and interest payment of $100.06 and APR of 3.79% (assuming 20 days of interest at $1.0417/day = $20.84 of per diem interest). The promotional rates are good October 16–21, 2017, online or in person. Up to 80% LTV/CLTV for qualified loan. $250,000 maximum loan amount. Primary Residence only. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Fees and charges may apply. Rates, terms and conditions are subject to change. See credit union for further details.

First Mortgage
2) Waiver of Loan Origination Fee of $499 on First Mortgages with Scient Federal Credit Union. Offer valid until October 16–21, 2017. This is a limited time offer and may be canceled at any time. Other terms and conditions may apply.

Auto Refinance
3) APR = Annual Percentage Rate. The 1.99% APR is for a 48-month term with a credit score of 680 or higher. The 2.49% APR is for a 60-month term with a credit score of 680 or higher. Offers apply to autos, vans, trucks and sport utility vehicles, model year 2014 or newer and refinanced with Scient Federal Credit Union from another lender. Monthly payments are $325.36 on a loan of $15,000 for 48 months at 1.99% APR. Monthly payments are $266.14 on a loan of $15,000 for 60 months at 2.49% APR. This offer does not apply to recreational vehicles or existing Scient Federal Credit Union loans. This offer is valid from October 16–21, 2017. Other rates and terms are available. Rates, terms, and conditions are subject to change. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Fees and charges may apply. 

Share Certificates (CDs)
4) APY = Annual Percentage Yield. 1.60% APY is valid on the special 16-month Share Certificate for new and existing money. Minimum balance is $500, maximum is $16,000. Promotional rates are limited to one special Share Certificate per Social Security number. This CD will roll over into a 24-month CD after mature date. Stated APY is effective October 16–21, 2017 only. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited time offer and may be canceled at any time. Other terms and conditions may apply. 

5) APY = Annual Percentage Yield. 1.25% APY is valid on the special 4-month Share Certificate for new and existing money. Minimum balance is $500, maximum is $10,000. Promotional rates are limited to one special Share Certificate per Social Security number. CD will roll-over into a 6 month CD after mature date. Stated APY is effective October 16–21, 2017 only. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited time offer and may be canceled at any time. Other terms and conditions may apply. 

Refer a Friend
6) This offer is valid from October 16–21, 2017. Member and family member/friend each receive $50 when family member/ friend opens a share account with minimum $5.00 deposit. Current member must be in good standing. Applicant must be eligible to join the credit union. Cash reward cannot serve as initial deposit. Accounts closed and reopened within the last 12 months do not qualify. After qualifying conditions are met, cash reward will be credited to primary savings account within 30 days. Cash reward is considered interest and will be reported on IRS form 1099-INT. This is a limited time offer and may be canceled at any time without notice.