2023 Annual Meeting Specials
8-month Share Certificate at 5.00%APY*
*APY = Annual Percentage Yield. Rates effective March 23 – April 8, 2023. 5.00% APY is valid on the special 8-month Share Certificate and minimum balance is $1,000, maximum balance is $25,000 with up to $10,000 in existing money. Promotional rates are limited to one special share certificate per social security number. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited time offer and may be canceled at any time. Other terms and conditions may apply.
60 Month Personal Loan at 9.99% APR*
*APR = Annual Percentage Rate. 29.99% APR offered for credit scores 680 and above. For example the monthly payment on a $10,000 60-month, personal loan at 9.99% APR is $212.42. Maximum loan amount allowed is $20,000. 12.39% APR offered for credit scores 640-679. For example the monthly payment on a $5,000 48-month, personal loan at 12.39% APR is $132.63. Maximum loan amount allowed is $5,000. Rate may vary and will be determined by your credit score. Other restrictions may apply. Rates effective March 23 – April 8, 2023.
10-Year Home Equity Loan at 4.99% / 5.034% APR*
*APR may be higher due to per diem interest. For example, a $20,000, 10-year fixed loan at 4.99% will have a principal and interest payment of $212.03 and APR of 5.034%. $10,000 Minimum Loan Amount and a $250,000 Maximum Loan Amount. Primary Residence only. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Fees and charges may apply. Rates, terms and conditions are subject to change. See credit union for details.
Nominees for Board of Directors
Grace Vandal, Vice Chair has been a member of the Credit Union since 2000. She joined the Board in 2018 as an Associate Director and became a Director in 2019. Grace joined Pfizer in 1997 and held positions of increasing responsibility rising to Senior Director of Project Management in Global Product Development. Grace retired from Pfizer in 2020 and joined Arvinas, Inc as Exec Director, Development Team Lead. Grace earned a B.Sc. in Chemistry from the Univ. of Rhode Island, a M.Sc. in Chemical Oceanography from the University of Connecticut, a M.Sc. in Pharmaceutics from Temple Univ. and an MBA from Univ. of Rhode Island. She has her Project Management Certification from the Project Management Institute. Grace is a parishioner at St Mark’s Episcopal Church in Mystic and an avid cyclist.
Karen Walters, Board Chair has been a credit union member since 2007. She has over 30 years as a Pharmaceutical Scientist, and has held several positions with Pfizer over the last 22 years, currently as an Associate Research Fellow in Drug Safety. Karen received her BS (Biology, Chemistry & Math, St. Mary College, Leavenworth KS), MS (Physical Chemistry, St. Louis Univ.), PhD (Pharmaceutical Sciences, Univ. of Missouri-Kansas City), MBA (Fairleigh Dickinson Univ., Madison, NJ), and Master in Public Health (Univ. Mass-Amherst). Karen has extensive volunteer experience that includes board positions with United Way of Southeast CT, Sacred Heart School (Chair) (Groton, CT), St. Bernard School (Uncasville, CT), and Sacred Heart/St. Mary Parishes (Groton, CT) and is currently co-president of the Eastern CT Chamber of Commerce Leadership Class.
Glenn Wilcox, Director, has been a member of the credit union for over 40 years. Glenn is a Rhode Island resident, and has served as Scient’s Board Chairman. Glenn joined the Board of Directors for Scient in 2008. Glenn held several positions within Pfizer during his career and was a member of the Change Leader Network before his retirement. He has always had an interest in the exponential technologies and workforce innovation. In 2017, Mr. Wilcox initiated and developed a Process Technology training program for the Westerly Education Center. The program has been adopted by the Community College of Rhode Island where the college is evaluating the program for accreditation. Glenn is now an instructor for the process technology program in Westerly, and is also building a curriculum to help Water Treatment operators advance their certification levels. Glenn is a long-time baseball manager and player in leagues for players age 50 and older.
Travis Williams, Director, has been a member of the Credit Union since 2004. He holds a B.S. in Accounting from North Carolina A&T State University. He’s had a wide-ranging career in finance and manufacturing operations for United Technologies, Barnes Group, Steelcase, Pfizer and the Mashantucket Pequot Tribal Nation, and is currently the President and CEO of Jan Pro Cleaning Systems. Travis is a combat veteran after having served in the United States Marine Corp during Operation Desert Storm and is active in his community’s youth sports programs.