Refinance your student loans
Federal student loan payments and interest will resume after May 1, 2022. Refinance and consolidate your private and federal student loans into one manageable loan, setting up one convenient payment and potentially lowering your rate.
Personal Loans
Shopped too much? Start the year right and consolidate your holiday bills with a personal loan! Rates as low as 5.99% APR*
Look Ahead to a Smarter Year
Pay off your mortgage faster with our SmartChoice Mortgage. We have 8-year fixed rates as low as 2.125%/2.275% APR* and 12-year fixed rates as low as 2.375%/2.477 APR*.
MySci Account
Guide your kids to a financially smart life with a 2.00% APY* Savings Account.
Improving people's lives with creative solutions.
See what's trending.
From low rates and popular products to limited-time specials – you'll want to check these offers out.
12 yr mortgage rates as low as 2.375%/2.456% APR*
With a SmartChoice Mortgage, you can take advantage of a low fixed rate and short term to pay off your mortgage faster than traditional mortgages.
Student Loans
Find a better way to pay for college with lower rates and flexible repayment terms.
30 yr. rates as low as 3.25%/3.291% APR*
Find the key to financing your home purchase or mortgage refinance
Rates as low as 5.99% APR*
Get a personal loan for whatever you need. Quick approvals. No origination fee.
Tracfone
Save up to $360 per year on your wireless bill when you switch to no-contract wireless. Keep your phone, number and network for less.
Financial Calculators.
Save more, buy a home, pay off a loan and more with the help of our financial calculators.
Scient Blog.
Explore articles about timely topics and personal finances, from spending and saving to borrowing money.
Solutions Finder.
Get personalized product, service and resource recommendations based on your unique goals and life stage.