We are Scient.
Don't Stress the Holiday Mess
Personal Signature Loan
Let Scient help pay off your high-interest debt. Rates as low as 9.99% APR*
Retire on Your Terms
Save on your terms and grow your retirement fund with Scient.
4.25% APY* for a 12-month IRA share certificate
4.40% APY* for a 24-month IRA share certificate
4.50% APY* for a 36-month IRA share certificate
Save Money on your Taxes
Members can save up to $15 on TurboTax federal products and new clients can save $25 on H&R Block in-office tax prep services.
Earn up to 3.00% APY*
Guide your kids to live a financially smart life. MySci accounts are for kids and young adults under the age of 23.
$100 Rollover Reward
Take a fresh look at your financial goals. We are confident that we can help you with your retirement needs.
First Time Homebuyer
Turn your dream into a reality with only 3% down and save $499 with no origination fee!
Improving people's lives with creative solutions.
See what's trending.
From low rates and popular products to limited-time specials – you'll want to check these offers out.
30 yr. Mortgage rates at 6.375%/6.474% APR*
Find the key to financing your home purchase or mortgage refinance
Special rates as low as 9.99% APR*
Get a personal loan for whatever you need. Quick approvals. No origination fee.
Financial Calculators.
Save more, buy a home, pay off a loan and more with the help of our financial calculators.
Scient Blog.
Explore articles about timely topics and personal finances, from spending and saving to borrowing money.
Solutions Finder.
Get personalized product, service and resource recommendations based on your unique goals and life stage.