*APY= Annual Percentage Yield. The Checking Plus Account is a Split Rate Tiered account. You will earn the stated APY only for the account balance within each tier. 3.50% APY is paid on balances up to $15,000. Balances over $15,000 earn 0.10% APY. The Default APY Rate of 0.10% APY will be applied to all tiered balances if account conditions are not met. To earn the stated APYs, you must have e-Statement, 20 Debit Card transactions posted per month (excluding ATM transactions) totaling at least $500 and have Direct Deposit of at least $1,500 posted in each calendar month. If you fail to meet these requirements your account will earn the Default APY Rate of 0.10% APY on all tiered balances. Dividend earned is based on the Average Daily Balance for the month. See the Truth in Savings Disclosure for full details. This account is a variable rate account and rates can change at any time without notice. Limit of one Checking Plus Account per member number. **Excludes surcharge imposed by the owner of foreign ATMs.
Scient FCU Online Banking Login
If you are accessing the new Online Banking system or Mobile App for the first time, Please note:
- Username is your member number
- Password is the last 4 digits of your SSN plus your 4-digit birth year.
Additional instructions are in The Guide.
Thank you.