Deposit Rates

Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

*APY= Annual Percentage Yield. The Checking Plus Account is a Split Rate Tiered account. You will earn the stated APY only for the account balance within each tier. 3.50% APY is paid on balances up to $15,000. Balances over $15,000 earn 0.10% APY. The Default APY Rate of 0.10% APY will be applied to all tiered balances if account conditions are not met. To earn the stated APYs, you must have e-Statement, 20 Debit Card transactions posted per month (excluding ATM transactions) totaling at least $500 and have Direct Deposit of at least $1,500 posted in each calendar month. If you fail to meet these requirements your account will earn the Default APY Rate of 0.10% APY on all tiered balances. Dividend earned is based on the Average Daily Balance for the month. See the Truth in Savings Disclosure for full details. This account is a variable rate account and rates can change at any time without notice. Limit of one Checking Plus Account per member number.

*APY= Annual Percentage Yield. APY effective as of February 1, 2023, and is subject to change without notice. Minimum amount to open a MySci Savings Account is $25.00.  Limit one MySci Savings account per Social Security number. Earn a dividend rate of 3.00% APY on the average daily balance of $0 – $2,500.  Earn a dividend rate of 0.15% APY on the average daily balance of $2,501 and greater.  Interest earned is based on Average Daily Balance for the month. The MySci Savings account is a split rate tiered savings account where you earn the stated APY only for the account balance within each tier. Dividends are calculated by the average daily balance method that applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the calendar month. Other terms and conditions may apply.  

**APY= Annual Percentage Yield. APY effective as of June 1, 2021, and is subject to change without notice. Interest earned is based on Average Daily Balance for the month. Earn a dividend rate of 0.10% APY on the average daily balance. Dividends are calculated by the average daily balance method that applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the calendar month. See Truth and Savings Disclosure for additional details and fees that may reduce earnings on this account.
**A monthly maintenance fee will be applied if the primary member is not enrolled in Scient eStatements thru online banking. See Truth and Savings Disclosure for additional details and fees that may reduce earnings on this account.
 

 

Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

Rates effective as of August 8, 2022 and are subject to change without notice. Minimum amount to open a Premium Money Market Account is $25,000. Limit one Premium Money Market account per Social Security number. Interest earned is based on Average Daily Balance for the month. The Premium Money Market account is a split rate tiered savings account where you earn the stated Annual Percentage Yield (APY) only for the account balance within each tier. Dividends are calculated by the average daily balance method that applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the calendar month. Other terms and conditions may apply. 

*APY = Annual Percentage Yield. Rates effective as of May 12, 2025. 4.00% APY is valid on the special 5-month Share Certificate, 3.85% APY is valid on the special 10-month Share Certificate and 3.25% APY is valid on the special 20-month Share Certificate.  These special rates require a minimum balance of $1,000 with the maximum balance of $250,000 in existing or new funds. Promotional rates are limited to one special share certificate per social security number. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited-time offer and may be canceled at any time without notice. Other terms and conditions may apply. See credit union for details. This credit union is federally insured by the National Credit Union Administration.    

*APY = Annual Percentage Yield. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. 

 

Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.