Deposit Rates

Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

*APY= Annual Percentage Yield. APY effective as of June 12, 2020, and subject to change without notice. Dividend earned is based on Average Daily Balance for the month. Earn a dividend rate of 0.10% APY when the average daily balance is $2,500 or greater. Dividends are calculated by the average daily balance method that applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the calendar month. No dividend is earned when the average daily balance is less than $2,500. If the monthly average balance falls below $1,000, then a $5 monthly service charge will apply. A monthly maintenance fee will be applied if the primary member is not enrolled in Scient eStatements thru online banking. This fee is waived if the primary member is under the age of 18 or over the age of 65. There is no minimum to open the account. See Truth and Savings Disclosure for addtional details and fees that may reduce earnings on this account.

**Excludes surcharge imposed by the owner of foreign ATMs. Other terms and conditions may apply. Federally insured by NCUA.

*APY= Annual Percentage Yield. APY effective as of February 1, 2023, and is subject to change without notice. Minimum amount to open a MySci Savings Account is $25.00.  Limit one MySci Savings account per Social Security number. Earn a dividend rate of 3.00% APY on the average daily balance of $0 – $2,500.  Earn a dividend rate of 0.15% APY on the average daily balance of $2,501 and greater.  Interest earned is based on Average Daily Balance for the month. The MySci Savings account is a split rate tiered savings account where you earn the stated APY only for the account balance within each tier. Dividends are calculated by the average daily balance method that applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the calendar month. Other terms and conditions may apply.  

**APY= Annual Percentage Yield. APY effective as of June 1, 2021, and is subject to change without notice. Interest earned is based on Average Daily Balance for the month. Earn a dividend rate of 0.10% APY on the average daily balance. Dividends are calculated by the average daily balance method that applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the calendar month. See Truth and Savings Disclosure for additional details and fees that may reduce earnings on this account.
**A monthly maintenance fee will be applied if the primary member is not enrolled in Scient eStatements thru online banking. See Truth and Savings Disclosure for additional details and fees that may reduce earnings on this account.
 

 

Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

Rates effective as of August 8, 2022 and are subject to change without notice. Minimum amount to open a Premium Money Market Account is $25,000. Limit one Premium Money Market account per Social Security number. Interest earned is based on Average Daily Balance for the month. The Premium Money Market account is a split rate tiered savings account where you earn the stated Annual Percentage Yield (APY) only for the account balance within each tier. Dividends are calculated by the average daily balance method that applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the calendar month. Other terms and conditions may apply. 

*APY = Annual Percentage Yield.  Rate effective as of November 8, 2023.  5.00% APY is valid on either the special 7-month Share Certificate or 13-month share certificate. Minimum balance to open is $1,000; maximum balance is $250,000.  Existing funds are allowed for both special rate certificates. Promotional rates are limited to one special share certificate per social security number. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited-time offer and may be canceled at any time without notice. Other terms and conditions may apply. See credit union for details. This credit union is federally insured by the National Credit Union Administration.

 

Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. Other terms and conditions may apply. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts.  See credit union for details.

 

*APY = Annual Percentage Yield. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. 

 

Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.