Vehicle Loans

When the open road beckons or your daily commute begs for a new vehicle, Scient provides affordable financing.

Auto Loans

As low as 5.84% APR*
Save time and money

With our competitive rates and quick approvals, you'll find the right financing when buying your next car, truck or SUV. Our Auto Loans also are ideal for refinancing your current non-Scient loan to help you save money. 

  • Available for new and used autos
  • Flexible terms
  • Up to 100% financing


*APR = Annual Percentage Rate. For example, a loan of $20,000 has 60 monthly payments of $385.17 with an APR of 5.84%.

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Motorcycle & RV Loans

As low as 6.74% APR*
Escape on your terms

The freedom of the road and peacefulness of nature are closer with one of our loans. Get the financing that fits your needs. 

  • Available for new and used motorcycles and RVs
  • Choose from various terms 
  • Up to 85% financing
  • Refinancing can save you money

APR = Annual Percentage Rate

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Preferred Auto Dealers

Buying a new vehicle is an exciting time, and we want you to get on the road as quickly as possible. Our partnerships with local auto dealers mean you get onsite approvals for Scient FCU loans as you're signing paperwork at the dealership. As always, you're receiving the low rates and exemplary service you expect from Scient.

Visit any of our preferred dealers to take advantage of these opportunities.

Colchester, CT
Toyota of Colchester

Columbia, CT
Columbia Ford Kia

Mystic, CT
Bob Valenti’s Auto Mall

New London, CT
Girard Toyota and BMW of New London
Mike’s Famous
MJ Sullivan



Norwich, CT
Charles Toyota
Girard Ford
Nissan of Norwich
Scranton Chevrolet of Norwich

Old Saybrook, CT
Shoreline Chrysler, Dodge, Jeep and Ram
Shoreline Hyundai
Valenti Volkswagen

Putnam, CT
Putnam Chrysler

Westerly, RI
Valenti’s Toyota
Valenti’s Subaru
Ocean Chrysler Dodge Jeep and Ram

Windham, CT
Gates GMC Nissan

Scient FCU is a full-service credit union with branches in Groton, New London and New Haven Connecticut.

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Financial Calculators.

Save more, buy a home, pay off a loan and more with the help of our financial calculators.

Run the numbers

Scient Blog.

Explore articles about timely topics and personal finances, from spending and saving to borrowing money.

Read more

Solutions Finder.

Get personalized product, service and resource recommendations based on your unique goals and life stage.

Learn more

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