Money Market Accounts

As high as 0.20% APY*
Make your savings earn more every day.

In a world full of financial uncertainty, there's at least one sure thing. Whether you choose our Regular Money Market Account or Premium Money Market Account, both feature guaranteed earnings that can help you save faster than ever. And, unlike some investments, you can withdraw money anytime at all to make a special purchase or cover everyday living costs.

  • Pays higher interest than most standard savings accounts
  • No set investment period, meaning your money isn't tied up for months or years at a time
  • With Scient FCU's tiered interest rates, the more you deposit, the more you can earn 
  • Easy access to funds at Scient locations and through Mobile and Online Banking.

Scient FCU is a full-service credit union with branches in Groton and New Haven Connecticut.

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Regular Money Market Account* Rates

Product Dividend Rate Annual Percentage Yield (APY) Minimum Balance

How to Open

Money Market 0.05% 0.05% $0 - 2,499.99

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Money Market 0.05% 0.05% $2,500 - 24,999.99

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Money Market 0.10% 0.10% $25,000 - 74,999.99

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Money Market 0.15% 0.15% $75,000 - 249,999.99

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Money Market 0.20% 0.20% $250,000 and up

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Premium Money Market Account** Rates

Product Dividend Rate Annual Percentage Yield (APY) Minimum Balance

How to Open

Premium Money Market 0.05% 0.05% $0 - 2,499.99

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Premium Money Market 0.10% 0.10% $2,500 - 24,999.99

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Premium Money Market 0.15% 0.15% $25,000 - 99,999.99

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Premium Money Market 0.30% 0.30% $100,000 - 249,999.99

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Premium Money Market 0.20% 0.20% $250,000 and up

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Financial Calculators.

Save more, buy a home, pay off a loan and more with the help of our financial calculators.

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Scient Blog.

Explore articles about timely topics and personal finances, from spending and saving to borrowing money.

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Solutions Finder.

Get personalized product, service and resource recommendations based on your unique goals and life stage.

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* Rates subject to change without notice. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

** Rates subject to change without notice. Minimum amount to open a Premium Money Market Account is $25,000. Limit one Premium Money Market account per Social Security number. Interest earned is based on Average Daily Balance for the month. The Premium Money Market account is a split rate tiered savings account where you earn the stated Annual Percentage Yield (APY) only for the account balance within each tier. Dividends are calculated by the average daily balance method that applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the calendar month. Other terms and conditions may apply. APY = Annual Percentage Yield