Share Certificates

Everyone has short-term and long-term financial goals. With Scient Share Certificates, you can pursue them all at the same time. Choose to save for a few months or five years - or somewhere in between. Whatever you decide, you'll benefit from interest earnings that are superior to typical savings rates.

• Share Certificates are fixed-rate savings accounts
• Terms available from 3 to 60 months
• Guaranteed earnings, provided you don't withdraw funds before the end of the term
• In general, longer terms pay higher interest rates

*APY = Annual Percentage Yield.  Rate effective as of November 8, 2023.  5.00% APY is valid on either the special 7-month Share Certificate or 13-month share certificate. Minimum balance to open is $1,000; maximum balance is $250,000.  Existing funds are allowed for both special rate certificates. Promotional rates are limited to one special share certificate per social security number. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited-time offer and may be canceled at any time without notice. Other terms and conditions may apply. See credit union for details. This credit union is federally insured by the National Credit Union Administration.

Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. Other terms and conditions may apply. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts.  See credit union for details.

Scient FCU is a full-service credit union with branches in Groton, New London and New Haven Connecticut.