Share Certificates

As high as 2.00 APY*
Set your own savings timeline.

Help your wealth bloom with our Share Certificate Specials

  • 1.25% APY** for 9 months
  • 1.75% APY*** for 11 months
  • 2.00% APY for 36 month Bump-up

Everyone has short-term and long-term financial goals. With Scient Share Certificates, you can pursue them all at the same time. Choose to save for a few months or five years - or somewhere in between. Whatever you decide, you'll benefit from interest earnings that are superior to typical savings rates.

  • Share Certificates are fixed-rate savings accounts
  • Terms available from 3 to 60 months
  • Guaranteed earnings, provided you don't withdraw funds before the end of the term
  • In general, longer terms pay higher interest rates

 

 *APY = Annual Percentage Yield. Rates effective as of May 12, 2022, and subject to change without notice. Special promo rates effective May 12, 2022.  **1.25% APY is valid on the special 9-month Share Certificate and minimum balance is $1,000, maximum balance is $25,000 for new or existing money. ***1.75% APY is valid on the special 11-month Share Certificate and minimum balance is $1,000, maximum balance is $100,000 with 50% of the total funds deposited being new funds.  †2.00% APY is valid on the special 36-month Bump-up Share Certificate and minimum balance is $1,000, maximum balance is $100,000 with 50% of the total funds deposited being new funds. The special bump-up share certificate allows you to increase your rate once during the term of the certificate, should the rate for that specific certificate increase during the term. Member must contact Scient in writing to initiate rate increase. Promotional rates are limited to one special share certificate per social security number. This is a limited time offer and may be canceled at any time. Fees or other conditions may reduce the earnings on your account. Penalty for early withdrawals on certificates. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

 

 

Scient FCU is a full-service credit union with branches in Groton and New Haven Connecticut.

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*APY = Annual Percentage Rate