Share Savings

As high as 0.05% APY*
Open the door to everything we offer.

The moment you open a Share Savings Account, you become a full-fledged Scient FCU member and can benefit from all of our valuable financial services and products. You also take the first step on an all-important savings journey that can lead to financial security and a brighter future.

  • Only $5 to open account and become a Scient FCU member
  • ​Earn competitive interest, paid and compounded monthly
  • Transfer funds to any account, including your Scient checking
  • ​Track your savings with free Mobile and Online Banking
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Change Maker Savings Account

As high as 1.00% APY*
Reach Your Goals, All of Them!

You have goals and Scient wants to help you reach them — all of them. If you feel that you have a hard time saving money each month, there’s a simpler way. Rather than saving large amounts at a time, you can start small.

With a Change Maker Savings Account from Scient, we can help you save with every transaction. Each time you use your Scient Debit Card to make a purchase, the transaction will be rounded to the nearest dollar. 

For example, if you have a purchase total of $23.45, we will round the purchase up to $24.00 and the difference of $0.54 is deposited into your Change Maker Savings Account.

PLUS, you earn 1% APY* on your balance!

You can easily save in three steps: Enroll, Shop, and Save!

You have three ways to sign up:

Don’t have a Scient Checking Account yet? Click here

Make a change and start saving with a Scient Change Maker Account. 

Enroll Now!

*APY= Annual Percentage Yield.  Current rate is 1.00% APY and is subject to change without notice. All funds deposited into your Change Maker Savings Account will receive the Change Maker Shares (Savings) rate disclosed on SFCU’s rate sheet for that time period. Savings calculations based upon Scient Debit Card transactions only. Enrollment required for service. No minimum balance required to open account. See Credit Union for complete program Terms and Conditions. Fees may reduce earnings. Federally insured by NCUA.

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Club Accounts

% As High As 0.05% APY*

Would you like to make next summer or the holiday season extra special? Create separate savings accounts for Christmas or vacation spending. On the more serious side, you can also set aside funds to cover your tax bill or other expected expenses.

  • Our Christmas Club automatically transfers funds into your Share Savings Account on Oct. 1 each year
  • No minimum balance
  • Earn competitive interest
  • Transfer, withdraw and deposit anytime

Scient FCU is a full-service credit union with branches in Groton and New Haven Connecticut.

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Financial Calculators.

Save more, buy a home, pay off a loan and more with the help of our financial calculators.

Run the numbers

Scient Blog.

Explore articles about timely topics and personal finances, from spending and saving to borrowing money.

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Solutions Finder.

Get personalized product, service and resource recommendations based on your unique goals and life stage.

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*APY = Annual Percentage Yield