Share Certificates

Scient Share Certificates are no-risk savings accounts that offer fixed-rates with the security of guaranteed earnings at the end of the term.

Share Certificate - Special Rate

Term	Dividend	APY*		How to Open
12 Month	1.79%	1.80%	On balances over $1000	Call us at 1.877.860.6928 or Email Us
*APY = Annual Percentage Yield. 1.80% APY is valid on the special 12-month Share Certificate for new deposits only to Scient Federal Credit Union, effective February 1, 2020. Minimum balance is $1,000, maximum balance is $250,000. Promotional rate limited to one special Share Certificate per Social Security Number. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited time offer and may be canceled at any time. Other terms and conditions may apply. See credit union for details. Federally insured by NCUA.

Term	Dividend	APY*	Min. Balance	How to Open
3 Month	0.15%	0.15%	$500	Call us at 877 860 6928 or Email Us
6 Month	0.25%	0.25%	$500	Call us at 877 860 6928 or Email Us
9 Month	0.30%	0.30%	$500	Call us at 877 860 6928 or Email Us
12 Month	0.40%	0.40%	$500	Call us at 877 860 6928 or Email Us
24 Month	0.60%	0.60%	$500	Call us at 877 860 6928 or Email Us
36 Month	1.04%	1.04%	$500	Call us at 877 860 6928 or Email Us
48 Month	1.19%	1.20%	$500	Call us at 877 860 6928 or Email Us
60 Month	1.34%	1.35%	$500	Call us at 877 860 6928 or Email Us
*APY=Annual Percentage Yield. Rates subject to change without notice. Penalty for early withdrawals on certificates. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.