Share Certificates

Why let your money just sit in a regular account, when you can open a Share Certificate and have your money grow?

Scient’s Share Certificates are no-risk savings accounts that offer fixed-rates with the security of guaranteed earnings at the end of your term.

Ready to Start? Give us a call at 1.877.860.6928 or email us!

*APY = Annual Percentage Yield. † 1.00% APY is valid on the special 9-month Share Certificate for new deposits to Scient Federal Credit Union only. Minimum balance is $5,000, maximum is $250,000. ††1.50% APY is valid on the special 24-month Share Certificate for new deposits to Scient Federal Credit Union only. Minimum balance is $5,000, maximum is $250,000. CD special rates are limit to one special Share Certificate per social security number. New money only. Stated APY is effective June 16 through September 5, 2017 only. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited time offer and may be canceled at any time. Other terms and conditions may apply.


Scient’s Share Certificates are no-risk savings accounts that offer fixed-rates with the security of guaranteed earnings at the end of your term.

  • Terms available from 6 to 60 months for both short and long term goals
  • Competitive rates and guaranteed earnings

 

Share Certificates - Regular Rates

TermDividendAPY*Min. BalanceHow to Open
3 Month0.05%0.05%$500Call us at 1.877.860.6928 or
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6 Month0.10%0.10%$500Call us at 1.877.860.6928 or
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9 Month 0.15% 0.15%$500Call us at 1.877.860.6928 or
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12 Month0.25%0.25%$500Call us at 1.877.860.6928 or
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24 Month0.45%0.45%$500Call us at 1.877.860.6928 or
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36 Month0.94%0.94%$500Call us at 1.877.860.6928 or
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48 Month1.09%1.10%$500Call us at 1.877.860.6928 or
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60 Month1.29%1.30%$500Call us at 1.877.860.6928 or
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*APY=Annual Percentage Yield. Rates subject to change without notice. Penalty for early withdrawals on certificates. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.