Share Certificates

Sit Back and Watch Your Money Grow!

Let us help you grow your money

Enjoy 1.20% APY* for 12 months on balances over $1,000†
or receive 1.75% APY* for 36 months on balances over $1,000.††

Why let your money just sit in a regular account, when you can open a Share Certificate and have your money grow?

Scient’s Share Certificates are no-risk savings accounts that offer fixed-rates with the security of guaranteed earnings at the end of your term.

Ready to Start? Give us a call at 1.877.860.6928 or email us!

*APY = Annual Percentage Yield. †1.20% APY is valid on the special 12-month Share Certificate for new deposits to Scient Federal Credit Union only. Minimum balance is $1,000, maximum is $500,000. ††1.75% APY is valid on the special 36-month Share Certificate for new deposits to Scient Federal Credit Union only. Minimum balance is $1,000, maximum is $500,000. Limit one special Share Certificate per social security number. New money only. Stated APY is effective March 1 through May 31, 2017 only. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited time offer and may be cancelled at any time. Other terms and conditions may apply. 

 

Scient’s Share Certificates are no-risk savings accounts that offer fixed-rates with the security of guaranteed earnings at the end of your term.

  • Terms available from 6 to 60 months for both short and long term goals
  • Competitive rates and guaranteed earnings

 

Share Certificate - Special Rate

TermDividendAPY*Apply
12 Month1.19%1.20%Call us at 1.877.860.6928 or
Email Us
36 Month1.74%1.75%Call us at 1.877.860.6928 or
Email Us
*APY = Annual Percentage Yield. 1.20% APY is valid on the special 12-month Share Certificate for new deposits to Scient Federal Credit Union only. Minimum balance is $1,000, maximum is $500,000. 1.75% APY is valid on the special 36-month Share Certificate for new deposits to Scient Federal Credit Union only. Minimum balance is $1,000, maximum is $500,000. Limit one special Share Certificate per social security number. New money only. Stated APY is effective March 1 through March 31, 2017 only. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited time offer and may be cancelled at any time. Other terms and conditions may apply.

Share Certificates - Regular Rates

TermDividendAPY*Min. BalanceHow to Open
3 Month0.05%0.05%$500Call us at 1.877.860.6928 or
Email Us
6 Month0.10%0.10%$500Call us at 1.877.860.6928 or
Email Us
9 Month 0.15% 0.15%$500Call us at 1.877.860.6928 or
Email Us
12 Month0.25%0.25%$500Call us at 1.877.860.6928 or
Email Us
24 Month0.45%0.45%$500Call us at 1.877.860.6928 or
Email Us
36 Month0.94%0.94%$500Call us at 1.877.860.6928 or
Email Us
48 Month1.09%1.10%$500Call us at 1.877.860.6928 or
Email Us
60 Month1.29%1.30%$500Call us at 1.877.860.6928 or
Email Us
*APY=Annual Percentage Yield. Rates subject to change without notice. Penalty for early withdrawals on certificates. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.

Scient Service Centers will be closed Monday, May 29 in observance of Memorial Day.