Share Certificates

We can help you meet your 2018 resolutions!

If your goal for 2018 is to increase your savings AND earn more on your money, we’ve got the perfect solution for you! With a Scient Share Certificate you can get:

1.50% APY* for 12 months on balances over $5,000†
or
2.00% APY* for 24 months on balances over $5,000††

Scient’s Share Certificates are no-risk savings accounts that offer fixed-rates with the security of guaranteed earnings at the end of your term. Ready to make your money work for you? See our competitive rates below. 


*APY = Annual Percentage Yield. † 1.50% APY is valid on the special 12-month Share Certificate for new deposits to Scient Federal Credit Union only. Minimum balance is $5,000, maximum is $250,000. ††2.00% APY is valid on the special 24-month Share Certificate for new deposits to Scient Federal Credit Union only. Minimum balance is $5,000, maximum is $250,000. Promotional rates are limited to one special Share Certificate per Social Security number. New money only. Stated APY is effective January 8 through February 28, 2018 only. Fees or other conditions may reduce the earnings on your account. A penalty may be imposed for early withdrawal. This is a limited time offer and may be canceled at any time. Other terms and conditions may apply.

Share Certificates - Regular Rates

TermDividendAPY*Min. BalanceHow to Open
3 Month0.05%0.05%$500Call us at 1.877.860.6928 or
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6 Month0.10%0.10%$500Call us at 1.877.860.6928 or
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9 Month 0.15% 0.15%$500Call us at 1.877.860.6928 or
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12 Month0.25%0.25%$500Call us at 1.877.860.6928 or
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24 Month0.45%0.45%$500Call us at 1.877.860.6928 or
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36 Month0.94%0.94%$500Call us at 1.877.860.6928 or
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48 Month1.09%1.10%$500Call us at 1.877.860.6928 or
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60 Month1.29%1.30%$500Call us at 1.877.860.6928 or
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*APY=Annual Percentage Yield. Rates subject to change without notice. Penalty for early withdrawals on certificates. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.