Share Certificates

 Scient’s Share Certificates are no-risk savings accounts that offer fixed-rates with the security of guaranteed earnings at the end of your term.

  • Terms available from 3 to 60 months for both short and long term goals
  • Competitive rates and guaranteed earnings

 

Share Certificates - Regular Rates

TermDividendAPY*Min. BalanceHow to Open
3 Month0.05%0.05%$500Call us at 1.877.860.6928 or
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6 Month0.10%0.10%$500Call us at 1.877.860.6928 or
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9 Month 0.15% 0.15%$500Call us at 1.877.860.6928 or
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12 Month0.25%0.25%$500Call us at 1.877.860.6928 or
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24 Month0.45%0.45%$500Call us at 1.877.860.6928 or
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36 Month0.94%0.94%$500Call us at 1.877.860.6928 or
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48 Month1.09%1.10%$500Call us at 1.877.860.6928 or
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60 Month1.29%1.30%$500Call us at 1.877.860.6928 or
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*APY=Annual Percentage Yield. Rates subject to change without notice. Penalty for early withdrawals on certificates. See Membership And Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other fees and charges may apply.