Checking Accounts

Get a FREE* checking account, and so much more!

Open a new checking account with Direct Deposit and we’ll give you $150.† It only takes three simple steps to earn your bonus:

  • Initiate Direct Deposit with a minimum of $750 per month within 60 days of opening a checking account
  • Print out your Direct Deposit Bonus Coupon
  • Sign your coupon and bring it to any branch to receive your $150 bonus

Download your Direct Deposit Bonus Coupon now, then enjoy all of the great things that come with your Scient Checking Account!

  • No minimum balance requirement
  • No monthly service charge when you enroll in free, secure eStatements*
  • FREE Visa® debit card
  • FREE online & mobile banking with mobile deposit
  • FREE bill pay
  • FREE access to 30,000 CO-OP® ATMs (way more than the big banks offer)
calculator in orange 
Click here to learn more about what your checking account can do!

Open Now

Visit CheckRight to learn how to manage your checking account, write checks, and more. CheckRight is a web-based checking account education module provided by our partner in financial wellness, GreenPath Financial Wellness.  

*A monthly maintenance fee will be charged to Scient checking (share draft) accounts that are not enrolled in Scient eStatements. This fee will be waived for accounts enrolled in eStatements, and for primary account owners under the age of 18 OR over the age of 65 at the time the fee is assessed. †This offer is limited to one per account number. Members that already have a checking account at Scient FCU are not eligible for this offer. You must deposit at least $25 to open the checking account. To receive the $150 bonus, the minimum direct deposit must be in the amount of $750 per month. Member needs to notify the credit union within 60 days after the initial direct deposit has been received by Scient FCU to receive the $150 bonus. The $150 bonus will be added to the member’s checking account within 30 days of notification. Checking account must remain open for 12 months and have a direct deposit with minimum amount of $750/month or the bonus will be debited (subtracted) from the account balance at closing. This bonus will be reported to the IRS as a dividend. This offer can be modified or withdrawn at any time without notice. This is a limited time offer and may be canceled at any time. Other terms and conditions may apply 

Scient Service Centers will be closing at 1 PM on Monday, December 24 and closed all day on Tuesday, December 25 for Christmas. You can access your account any time through Online Banking or our Mobile App.