Scient Personal Loan

Stay calm this holiday season with a holiday loan

A Signature Loan with Scient Federal Credit Union is an affordable way to finance your goals. Use it to consolidate debt, pay for your child’s wedding, make home repairs, take a dream vacation or anything else you may need. The options are endless! 

Get a rate as low as 8.99% APR*, up to $5,000 for 48 months! 

Plus, enjoy:

  • No payments until the New Year!**
  • No origination fee
  • No pre-payment penalty
  • Quick Approvals and funds available within 2 days1
  • Competitive rates
  • Flexibility to use your loan for whatever you need
  • Variety of terms available
  • Fixed rates
  • Various loan payment options available

 

 

 


* APR = Annual Percentage Rate. 8.99% APR offered for credit scores 680 or higher on a 48-month Signature Loan. For example, the monthly payment on a $5,000 48-month Signature Loan at 8.99% APR is $125.32. 12.99% APR offered for credit scores 640–679 on a 48-month Signature Loan. For example, the monthly payment on a $2,500 48-month Signature Loan at 12.99% APR is $67.77. Maximum loan amount for credit scores 680 or higher is $5,000. Maximum loan amount for credit scores 640–679 is $2,500. **If loan is opened in November 2019, first payment will be due in January 2020. If loan is opened in December 2019, first payment will be due in February 2020. Interest will still accrue on a daily basis. Offer expires December 20, 2019. Rate may vary and will be determined by your credit score. Other restrictions may apply. Federally insured by NCUA.