Scient Personal Loan

orange background stop juggling multiple payments

Consolidate your high-interest holiday debt into one easy monthly payment!

debt consolidation chart in orange for Scient FCU

Get a rate as low as 8.99% APR* 
for 60 months



Plus, enjoy:

  • No payments for 60 days 
  • No origination fee
  • No pre-payment penalty
  • Quick Approvals and funds available within 2 days1
  • Competitive rates
  • Flexibility to use your loan for whatever you need
  • Various loan payment options available




* APR = Annual Percentage Rate. 8.99% APR offered for credit scores 720 or higher on a 60-month Signature Loan. For example, the monthly payment on a $10,000 60-month Personal Loan at 8.99% APR is $207.54. 9.99% APR offered for credit scores 680 – 719 on a 60-month Personal Loan. For example, the monthly payment on a $10,000 60-month Personal Loan at 9.99% APR is $212.42. The rate may vary and will be determined by your credit score. Other restrictions may apply. **APR based on the average APR on new credit card offers for January 2, 2020, posted on Payment example based on a credit card balance of $10,000 with a 17.3% APR, making monthly payments against balance. The actual payoff time and amount depend on your terms and future activity. First, two monthly payments will be deferred for those who qualify. Interest for those first two months will still accrue on a daily basis. † Funds should be made available within (2) business days after the loan is approved if all required loan documents are received. Offer expires on February 29, 2020. Federally insured by NCUA.