Pay for home renovations or higher education. Take the trip of a lifetime, replace ancient appliances or cover emergency medical bills. With an affordable Home Equity Line of Credit, you can quickly tap into a loan fund and cover any kind of financial need.
- Credit limit based on available equity in your home
- Variable interest rate based on Prime Rate
- One easy application provides repeated access to funds
- Fast access to funds through checks, online and mobile banking, and at Scient branches
- No closing costs*
- No annual fees
- Interest-only minimum payments during draw period
- Up to 100% total loan-to-value
- Minimum loan amount of $10,000
- No pre-payment penalty
*Fees and charges may apply. Please see the credit union for details. A membership fee of a minimum of $5.00 is also applicable if not already a member of Scient. HELOC is a variable rate loan based on Prime Rate. +The current Prime rate as of July 27, 2023, is 8.50%.
Scient FCU is a full-service credit union with branches in Groton, New London and New Haven Connecticut.
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* Fees and charges may apply.
