Auto and Home Insurance

Solid coverage, low cost

Today is the ideal time to compare auto and home insurance rates for a better deal. Through our partnership with the TruStage Auto & Home Insurance Program1, you can take advantage of discounted rates for Scient members, online services and 24/7 claims service.

2 of 8

Guaranteed Asset Protection (GAP)

Complete coverage for your vehicle

When your car is stolen or totaled in an accident, most insurance policies cover only your vehicle's value. A wide difference could exist between your insurance payout and what you still owe on your auto loan. 

Scient’s Guaranteed Asset Protection (GAP) steps in by paying that difference to alleviate your financial burden. It's the smartest way to protect you and your investment. 

3 of 8

Credit Life and Disability Insurance

A policy to ease your family's burden

A death or disabling injury can place tremendous stress, financial and otherwise, on your family. Credit Life and Disability Insurance from Scient Federal Credit Union and CUNA Mutual Group can help ease the financial burden. Secure a policy to provide the peace of mind you and your family deserve.

  • Available on Personal LoansAuto Loans and Executive Reserve Accounts
  • Coverage up to $50,000 per loan in the event of your death
  • Coverage up to $850 per month (maximum total of $50,000) while you're on disability 
  • Payments are included in your monthly loan payments, eliminating the need to pay a separate bill

Sign up for Credit Life and Disability Insurance when you apply for any of the loans listed above. 

4 of 8

AD&D Insurance

Complimentary coverage, with options

Receive $3,000 of TruStage Accidental Death and Dismemberment Insurance2 coverage at no cost, simply by being a Scient member.

This is important insurance from CMFG Life Insurance Company pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

To receive $3,000 of AD&D coverage at no cost or obligation, all you need to do is claim it. For greater protection, you can also add to your no-cost policy by purchasing up to $300,000 of additional coverage from CMFG Life at affordable rates.

5 of 8

Life Insurance

Affordable protection for your family.

Exclusively for Scient members, we offer affordable TruStage Life Insurance Plans to help you protect the people who matter most in your life. With many different options in whole and term life policies, you should take a closer look at this important coverage and secure a good rate for peace of mind.

TruStage3 provides excellent coverage, underwritten by CMFG Life Insurance Company.

Scient FCU is a full-service credit union with branches in Groton and New Haven Connecticut.

6 of 8

Financial Calculators.

Save more, buy a home, pay off a loan and more with the help of our financial calculators.

Run the numbers

Scient Blog.

Explore articles about timely topics and personal finances, from spending and saving to borrowing money.

Read more

Solutions Finder.

Get personalized product, service and resource recommendations based on your unique goals and life stage.

Learn more

7 of 8

1 TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

MAH-1112-4AA6

2 TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

ADD-1112-BC54

3 TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

LIFE-1112-8F55