Mortgage Loans

Make the move easier with no loan origination fee! Here at Scient, we make mortgages easy. With competitive rates and a variety of terms, we have the mortgage options to fit your unique needs. When you’re approved, you’ll save $499*! Enjoy no Loan Origination Fee for Fixed-Rate or Adjustable-Rate Mortgages. 

Explore our mortgage products to find the best fit for you.

• Fixed Rate Mortgage

Adjustable Rate Mortgage

SmartChoice Mortgage

Jumbo Mortgage

Reverse Mortgage

No-Closing-Cost Option 

Already have a home you love? Don’t forget that you can always refinance your current mortgage to save money every month.


 Learn more about the mortgage process here


*Waiver of Loan Origination Fee of $499 on First Mortgages with Scient Federal Credit Union. Offer valid thru May 31, 2019. This is a limited time offer and may be canceled at any time. Other terms and conditions may apply.




Today's Featured Rates
View today's mortgage rates.
Online Application
Eliminate the paperwork with our convenient online application.
Rate Watch
Sign up for Rate Watch and get notified via email when the interest rate or payment you are seeking becomes available.
Rate Lock
Lock in your rate and no longer worry about changing interest rates.
Home Insurance
Our TruStage Home Insurance offers exclusive rates on top-quality insurance policies for Scient members.
Check Rates
Answer a few questions and receive a rate quote from our loan consultant, or contact a mortgage representative.
Free Credit Report
Request your free credit report and keep up-to-date on your credit status.
Financial Wellness
Obtain financial guidance using our financial wellness resources.
Having Payment Challenges?
We may be able to help.

On Monday, May 27, Scient Service Centers will be closed for Memorial Day Day. You can access your account at any time through Online Banking or our Mobile App.