Mortgage Loans

The first step just got easier

First time buying a house? Don’t stress! We’re here to help you with the financing so you can focus on the fun part, picking out the home of your dreams! For a limited time, we’ll even give you a $500* closing cost credit!

Here at Scient, we make mortgages easy. With competitive rates and a variety of terms, we have the mortgage options to fit your unique needs.

Explore our mortgage products to find the best fit for you.

• Fixed Rate Mortgage

Adjustable Rate Mortgage

SmartChoice Mortgage

Jumbo Mortgage

Reverse Mortgage

No-Closing-Cost Option 

Already have a home you love? Don’t forget that you can always refinance your current mortgage to save money every month. 

*Offer valid for first mortgages only. The $500 closing cost credit offered for 10, 15, 20 and 30 year fixed mortgages and all Adjustable Rate Mortgages. Offers valid 5/7/18 – 7/31/18. This is a limited time offer and may be canceled at any time. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Other terms and conditions may apply. See credit union for further details.



Today's Featured Rates
View today's mortgage rates.
Online Application
Eliminate the paperwork with our convenient online application.
Rate Watch
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Rate Lock
Lock in your rate and no longer worry about changing interest rates.
Home Insurance
Our TruStage Home Insurance offers exclusive rates on top-quality insurance policies for Scient members.
Check Rates
Answer a few questions and receive a rate quote from our loan consultant, or contact a mortgage representative.
Free Credit Report
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Financial Wellness
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Having Payment Challenges?
We may be able to help.
Home Owner's Insurance Claim Package
This guide provides information to help access your insurance funds for home repairs. As a valued member, we want to make the process
as quick and easy as possible for you. Scient has a security interest in the property and will require certain documents to release funds.