Mortgage Loans

Refinance your real estate loans!

There’s no need to juggle all those loans, we can help you refinance your loans and consolidate your payments! Simplify all your real estate payments back to just one mortgage and find your financial freedom!* 

*See your tax advisor for all tax implications. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Fees and charges may apply. 

Here at Scient, we make mortgages easy—whether you are buying or refinancing your home. With competitive rates and a variety of terms, we have the mortgage options to fit your unique needs.

Explore our mortgage products to find the best fit for you.

• Fixed Rate Mortgage

Adjustable Rate Mortgage

SmartChoice Mortgage

Jumbo Mortgage

Reverse Mortgage

No-Closing-Cost Option



Today's Featured Rates
View today's mortgage rates.
Online Application
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Rate Watch
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Rate Lock
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Home Insurance
Our TruStage Home Insurance offers exclusive rates on top-quality insurance policies for Scient members.
Check Rates
Answer a few questions and receive a rate quote from our loan consultant, or contact a mortgage representative.
Free Credit Report
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Financial Wellness
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Having Payment Challenges?
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Home Owner's Insurance Claim Package
This guide provides information to help access your insurance funds for home repairs. As a valued member, we want to make the process
as quick and easy as possible for you. Scient has a security interest in the property and will require certain documents to release funds.