No-Closing-Cost Mortgage

Why pay closing costs? With our No-Closing-Cost Option, you can finance your home while eliminating many of the upfront fees associated with financing your home.

  • Several fixed & adjustable rate terms available (contact us for specific options)
  • Rate is 0.50%  higher than regular rate, but you don’t have to pay closing costs
  • Minimum loan amount of $150,000.
  • All fees are paid by Scient except discount points, loan-level pricing adjustments, escrows, per diem interest, and mortgage tax (NY and FL). Appraisal fee is collected upfront and refunded at closing.
  • Direct deposit into a Scient account and automatic payments are required

When you apply for a mortgage, let the Scient representative you’re working with know you’re interested in the No-Closing-Cost Option.


Contact Us   Scient Bullet   877.860.6928 x1902   Scient Bullet   Find a Scient service center


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