Why pay closing costs? With our No-Closing-Cost Option, you can finance your home while eliminating many of the upfront fees associated with financing your home.
- Several fixed & adjustable rate terms available (contact us for specific options)
- Rate is 0.50% higher than regular rate, but you don’t have to pay closing costs
- Minimum loan amount of $150,000, maximum of $453,100
- All fees are paid by Scient except discount points, loan-level pricing adjustments, escrows, per diem interest, and mortgage tax (NY and FL). Origination fee is collected upfront and refunded at closing.
- Direct deposit into a Scient account and automatic payments are required
When you apply for a mortgage, let the Scient representative you’re working with know you’re interested in the No-Closing-Cost Option.
Questions?
Contact Us 
877.860.6928 x1902 Find a Scient service center
Resources
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