SmartChoice Mortgage

Scient’s SmartChoice Mortgage offers a low rate and short-term, allowing you to pay off your mortgage faster than traditional mortgages.

  • Variety of terms available
  • Fixed rate
  • Available for purchase or refinance
  • Pay off your mortgage and build equity faster
  • Up to 80% loan to value


Apply Now       Check Rates



Today's Featured Rates
View today's mortgage rates.
Online Application
Eliminate the paperwork with our convenient online application.
Rate Watch
Sign up for Rate Watch and get notified via email when the interest rate or payment you are seeking becomes available.
Rate Lock
Lock in your rate and no longer worry about changing interest rates.
Home Insurance
Our TruStage Home Insurance offers exclusive rates on top-quality insurance policies for Scient members.
Check Rates
Answer a few questions and receive a rate quote from our loan consultant, or contact a mortgage representative.
Free Credit Report
Request your free credit report and keep up-to-date on your credit status.
Financial Wellness
Obtain financial guidance using our financial wellness resources.
Having Payment Challenges?
We may be able to help.